Terms and Conditions:

Campaign for Small and Medium Enterprise Loans under the Central Bank Program

• The campaign is linked to the Central Bank of Jordan Program to finance and support economic sectors.
• Financing Value:
  • Energy and Transportation Loans: Up to 4,000,000 dinars.
  • Other Sectors: Up to 3,000,000 dinars.
• Flexible Repayment Periods: Up to 10 years, which may include an appropriate grace period.
• Grace Period Options:

1. Payment of the grace period interest from the customer’s own resources monthly.
2. The grace period interest is added to the loan balance monthly and paid with the installments.

Conditions for Small-sized Enterprises

1. Must not be a public shareholding company, insurance company, or financial brokerage company.
2. Total assets or annual sales must be less than one million dinars.
3. The number of employees should range between 5 to 20 workers.

Conditions for Medium-sized Enterprises

1. Total assets should range between 1 to 3 million dinars.
2. Total annual sales should range between 1 to 3 million dinars.
3. The number of employees should range between 21 to 100 workers.

For more information, visit the following link:
Central Bank Program for Financing and Supporting Economic Sectors – Central Bank of Jordan (cbj.gov.jo)