Environmentally Friendly Products

Features:

• Financing amount for a maximum of 10,000 JODs.
• The minimum amount for the financing is 250 JODs.
• Repayment period of up to 36 months.
• Financing from our approved partners.
• 10% cashback of the financing value, provided the product is environmentally friendly.
• Exemption from 1% granting fees for newly married couples.
• Installments are at 0% interest and installments are made through bank branches.

Required documents:

• Valid ID document.
• Salary transfer.
• Salary statement for the past month.

List of Merchants

To generate certificate

Installment through Calling the Customer Service Center

• Installment Details:
  
  • The minimum installment is 300 dinars and the maximum installment is 10,000 dinars
  • 10% cash back
  • Installment period of up to 12 months
  • Installment commission of 10 dinars
  • Interest rates:
    
    • 0% for up to 6 months
    • 1% monthly for up to 12 months

• Interest Installment Period:
  
  • 0% for 3 months
  • 0% for 6 months
  • 1% monthly for 9 months
  • 1% monthly for 12 months

Installment via SMS

• Installment Details:
  
  • Minimum installment: 500 dinars
  • Maximum installment: 10,000 dinars
  • 10% cash back
  • Installment period: Up to 12 months
  • Installment commission: 15 dinars fixed for each transaction
  • Interest rates:
    
    • 0% for up to 6 months
    • 1% monthly for up to 12 months

• Interest Installment Period:
  
  • 0% for 3 months
  • 0% for 6 months
  • 1% monthly for 9 months
  • 1% monthly for 12 months

Terms

• The cash back value will be returned to the customer’s account within a maximum period of 3 months.
• There is no maximum limit for cash back.
• The customer must fill out the approved forms and issue a certificate for the environmentally friendly product by visiting one of the bank’s branches.
• The devices must be energy-saving and certified as environmentally friendly by the GTS system.

Features:

• Financing rate of up to 80%.
• Repayment period of up to 96 months.
• Grace period of up to 3 months.
• Competitive interest rate.
• 10% cashback of the financing value, provided that the car meets the environmental standards.
• Car age of up to 3 years.
• Credit card exempt from issuance fees for the first year.
• Possibility to obtain financing with minimal documentation.

Required documents:

• Valid ID document.
• Official price offer from the showroom or the merchant.
• Appraisal and inspection report from an entity approved by the bank.
• The bank has the right to request additional documents if the study requires that.

Features:

• Financing amount of up to a million JODs.
• Repayment period of up to 96 months.
• Competitive interest rate.
• Grace period of up to one year within the repayment period.
• 10% or 15% cashback of the financing amount if the environmental standards are met.

Required documents:

• Valid ID verification document.
• Company registration certificate / merchant registration certificate indicating the names of the authorized signatory(s).
• Certificate of the trade name or a certificate from the Chamber of Industry and Commerce (upon request).
• Valid professional license.
• Title deed for the project location or a lease contract.
• Financial and tax information (upon request).
• Bank account statement for the past 6 months.
• Association membership (upon request).
• The bank has the right to request additional documents if the study requires that.

Features:

• Financing amount of up to a million JODs.
• Repayment period of up to 180 months.
• Competitive interest rate.
• Grace period of up to one year within the repayment period.
• 10% or 15% cashback from the financing value if the environmental standards are met.

Required documents:

• Valid ID verification document.
• Company registration certificate / merchant registration certificate showing the names of authorized signatories.
• Certificate of the trade name or a certificate from the Chamber of Industry and Commerce (upon request).
• Valid professional license.
• Title deed for the project location or a lease contract.
• Financial and tax information (upon request).
• Bank account statement for the past 6 months.
• Association membership (upon request).
• The bank has the right to request additional documents if the study requires that.