Whether you are looking to buy an apartment, building your forever home, or purchasing land, you can now do so with our real-estate flexible rates, fast procedures, and convenient loans.
Valid national ID (civil status) card, or passport for foreign nationals
Salary certificate
Bank statement
Social security statement
Property deed, site plan, building permit, copy of registration deed, initial sales contract, commercial register, valid trade license, union membership ID card
The interest rate is fixed at 4.99% for the first 3 years, and after the end of the fixing period, the decreasing interest rate becomes the interbank rate at that time + a margin of 2.5%.
Long repayment period of up to 25 years.
Up to 100% financing.
Eligible only for first-time buyers of residential apartments.
Loan value up to 150,000 dinars.
Maximum customer income of 2,500 dinars.
Open to public and semi-public sector employees, private sector employees, professionals, and Jordanian expatriates.
The customer must provide a property investigation report for both husband and wife to confirm that they do not own any other residential properties (verified by the Land and Survey Department).
Cases of transferring property to first-degree relatives are excluded from the program.
Financing is excluded if the husband or wife owns a residential home.
The loan cannot be used to repay an existing loan owed by the customer.
This initiative is limited to financing ready-made residential apartments and does not include construction or independent residential units.
All applications are subject to the bank’s internal policy, including the absence of any negative indicators in the customer’s financial history (such as cases, returned checks, insufficient balance, or lack of dues based on the CRIF system). Documentation of sources of income, payment, and transfer of salaries for residents with salaries is required.
